When traveling, taking advantage of new experiences is fun, and often those experiences cost money. Here are five of the best ways to book experiences to save money and earn more points for your next trip. 1. Book your experience through sites like Viator. It often has great deals. When you stack the purchase by going to […]

The Chase Ink Business Cash card is one of our favorites for MANY reasons. Not only does this card have a great sign-up bonus, but it also has a $0 annual fee. Also, don’t let the word “business card” deter you from getting this card because chances are you have a small “business,” and you […]

My first full-fledged points and miles trip was to Breckenridge, Colorado, and Moab, Utah. I used Chase Ultimate rewards earned from signing up for the Chase Sapphire Preferred card for my husband and myself. I referred my husband to earn an additional 15,000 points.  A few months before I started traveling with points and miles, […]

Of course, earning points and miles through credit card welcome bonuses is the easiest and fastest way to earn a big pot of points. But there are ways to earn even more points when you earn a welcome bonus or when you’re not. Check them out below!  2. Check for promotional spending / quarterly bonus […]

Don’t let misconceptions keep you from traveling for nearly free. Check these out and message us @pointsandmilesteachers on IG if you need to chat through any of them. We are here to help! 1) You have to be rich to travel. This is the biggest falsity we’ve learned from traveling with points and miles. We are […]

How is my credit score determined? Your credit score is determined by several factors, including your payment history, how much debt you have, the length of your credit history, the types of credit you have, and how often you apply for new credit. Generally, the higher your score, the better your credit is considered. Opening […]

Credit cards can be a great way to earn travel rewards. However, many credit cards have an annual fee that can quickly add up. Depending on the card, the annual fee can vary from $50-$60 to hundreds of dollars. Fortunately, many credit cards offer perks that may make the annual fee worth it. These benefits […]

Looking for the perfect winter getaway to escape the chilly Missouri temperatures? Santa Barbara, California, is the ideal destination for a romantic weekend, girls getaway, or trip with the fam. With its mild 60-70 degree weather and sunshine, it offers a refreshing change. My mom, kids, and I have made it a tradition to take […]

What is a credit card minimum spend? A credit card minimum spend is the lowest amount before you can earn rewards, such as cashback or points, from your credit card.  For example, if you receive a credit card with a minimum spend requirement of $3,000 in the first three months, you must spend at least […]

This Reader Redemption Story is from our friend and fellow teacher, Nicole. She and her husband visited Chicago during Christmastime to celebrate their wedding anniversary! I have always wanted to visit a big city during the holidays. This December, my wish came true when my husband and I traveled to Chicago to celebrate our 15th […]