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Transfer Partners Guide
Complete guide to Chase, American Express, Capital One and Citi transfer partners and how to use them.
Chase Ultimate Rewards is a dynamic loyalty program that unlocks a world of travel. Its core is the invaluable Transfer Partners, which form the backbone of its appeal.
These partners enable you to convert your hard-earned points into airline miles or hotel loyalty points, opening doors to endless travel possibilities, luxurious accommodations, and unforgettable experiences.
Chase Ultimate Rewards are my favorite points; they have everything to do with transfer partners!
One of Chase’s program’s standout features is its flexibility when transferring miles to airline and hotel partners. This feature allows cardholders to convert their miles into loyalty points with leading airlines and hotel chains, greatly expanding the possibilities for redeeming rewards.
Transferring your Ultimate Rewards to these partners can yield substantial value, especially when booking premium cabin flights or luxury hotel stays.
To make the most of this option, keep an eye on transfer bonuses that Chase occasionally offers. These bonuses can significantly increase the value of your transferred miles, making it an ideal time to plan that dream vacation or upgrade your travel experience.
Step-by-step directions on how to transfer your points.
Transferring Chase Ultimate Rewards to transfer partners is a valuable way to maximize the value of your rewards.
Pro tip: Create a free account with any loyalty programs you may be interested in. This will allow you to search for point availability and streamline transfers and bookings. Never transfer points until you know there is availability. Once you transfer points to a partner, they cannot be transferred back.
Here are step-by-step directions on how to transfer points from your Chase account to transfer partners:
Step1
Log into Chase and hop into the Ultimate Rewards page by clicking on the image like the one below. If you have multiple Chase Ultimate Rewards earning cards, be sure to click on an ACCESS cards dashboard.
Click Then, click the drop-down arrow for TRAVEL and click, Transfer points to partners.
Step 2
Up will pop all the transfer partners Chase utilizes. As you can see in this particular example, there is a 60% transfer bonus to IHG at the time of writing.
Then, click on the partner you want to use and enter your airline or hotel loyalty number. This will connect your accounts.
Step3
Transfer your points. Most of the time, the transaction will go through rather quickly. See below.
Step 4
After selecting a transfer partner, you’ll need to provide specific details such as:
The number of miles or points you want to transfer.
Your loyalty program account information for the transfer partner (e.g., your airline frequent flyer number or hotel loyalty program account number).
Confirm the transfer rate.
Step 5
Double-check all the information you’ve entered to ensure it’s accurate. Once you’re confident everything is correct, confirm the transfer.
Step 6
Once you confirm the transfer, Chase will process it. Depending on the transfer partner, the miles or points may take some time to appear in your partner loyalty account. This can range from a few minutes to several days. Check out the table I’ve created below for typical timeframes.
Step 8
Log into your loyalty account with the transfer partner to confirm that the miles or points have been successfully transferred and are now available.
Step 9
Login to your airline or hotel loyalty account and book travel with your transferred points!
Chase Transfer Partner Sweet Spot Example:
Hyatt is a clear choice, with the ability to make your Chase Ultimate Rewards worth up to .05 per point! Pair that with no fees on points stays and excellent customer service, and it’s a winner.
Final thought
By following these steps, you can maximize your Chase Ultimate Rewards by transferring them to your preferred travel partners and enjoying the benefits of their loyalty programs.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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Points and miles allowed those people to travel and work toward financial independence simultaneously.
Thank goodness I got started when I did. The past almost two years of travel have been something we will never forget.
Earning points and miles through credit cards is only a good choice if you have the financial discipline to use them, like cash/debit cards.
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