Many people leave value on the table without even realizing it when earning and redeeming credit card points and miles. Understanding how to navigate rewards programs can significantly enhance the benefits you receive from your credit cards. Here are some common mistakes to avoid and tips to help you make the most of your rewards. […]

Whether booking flights using cash or paying just the taxes on point-based bookings, choosing the right credit card can significantly enhance your travel experience. Selecting the appropriate card can offer substantial travel insurance benefits, which are often overlooked. Here’s a breakdown of my four favorite cards known for their exceptional travel insurance coverage: Chase Sapphire […]

Using the right card to pay cash fares or just the taxes on point flights is essential, and here is why! TRAVEL INSURANCE! When traveling, anything can happen, from flight cancellations to lost luggage, and having the right travel insurance can make all the difference. That’s why choosing a credit card that offers excellent travel […]

Recently, US Customs and Border Protection (CBP) has made significant changes to the Global Entry program that could benefit families. The new modifications offer faster processing times and access to TSA PreCheck, which can be especially helpful for families traveling with children. If you’re considering getting Global Entry for your family, credit cards can cover […]

Pooling or combining your points is a great way to maximize your rewards earnings from multiple credit cards that offer the same points and miles currency. Doing so can accumulate more points and miles, which can be used for loyalty rewards or reservations. In this blog post, we’ll talk about some popular loyalty programs that […]

Are you looking to cancel a credit card but not sure if it’s the right move? Before you make any decisions, it’s important to consider your options. In some cases, you may be able to keep the card and continue receiving valuable benefits. Downgrading the card to a lower annual fee option could be a […]

Here are some tips on how to earn large welcome bonuses by paying your home owners insurance and taxes yourself. Plus, some general knowledge of high-yield savings accounts. If you’re a homeowner, you may have an escrow account for your property taxes and insurance. However, you can close this account and put the money into […]

You know I love opening credit cards to earn welcome bonuses to book travel with points and miles. However, opening a credit card without a clear plan and strategy can lead to missed opportunities and wasted points. Here are some do’s and don’ts to consider before opening your next credit card. Do: Before you open […]

There are certain banks that I prefer to open multiple credit cards with, and one of them is Chase Bank. Now consider this: you open a new card and are given a huge credit limit you never plan to use. Yes, this helps your credit score increase because your credit utilization percentage just dropped. However, […]

Chase Ultimate Rewards is a dynamic loyalty program that unlocks a world of travel. Its core is the invaluable Transfer Partners, which form the backbone of its appeal. These partners enable you to convert your hard-earned points into airline miles or hotel loyalty points, opening doors to endless travel possibilities, luxurious accommodations, and unforgettable experiences. […]