There are certain banks that I prefer to open multiple credit cards with, and one of them is Chase Bank. Now consider this: you open a new card and are given a huge credit limit you never plan to use. Yes, this helps your credit score increase because your credit utilization percentage just dropped. However, […]

Chase Ultimate Rewards is a dynamic loyalty program that unlocks a world of travel. Its core is the invaluable Transfer Partners, which form the backbone of its appeal. These partners enable you to convert your hard-earned points into airline miles or hotel loyalty points, opening doors to endless travel possibilities, luxurious accommodations, and unforgettable experiences. […]

Capital One Venture Miles is a versatile and popular rewards program that offers cardholders numerous ways to maximize their travel experiences.  With a wide range of redemption options, including airline and hotel transfer partners, booking vacation rentals through Vacasa, and the Travel Purchase Eraser feature, Venture Miles provides flexibility and value for both frequent and […]

You have probably heard of Airbnb and VRBO, but have you heard of Vacasa? Vacasa vacation rentals offer a fantastic selection of homes and apartments for travelers to stay in. From cozy cabins in the mountains to beachside bungalows and even luxury villas, Vacasa has something for everyone. Thanks to transfer partners, there are three […]

What is a cobranded card? Cobranded cards are credit cards that earn points or miles for specific airlines or hotels. Examples are Hilton, American Airlines, Delta, and Marriott. Once you have a strategy for earning flexible points, introducing cobranded cards into your strategy can allow you to begin to take advantage of loyalty perks. The […]

Find out why Chase Bank’s unwritten rule makes all the difference in your points and miles strategy. To be approved for a card from Chase Bank, you must have fewer than five approved credit cards within 24 months. When you apply for any personal card from any bank, it will count toward your five cards […]

Business cards are the key to a lucrative points and miles strategy. Read on to learn why you want them and how to get them. Reasons you want business credit cards. What qualifies as a business? A business can be any job that earns income. You are eligible if you have a business with employees […]

When traveling, taking advantage of new experiences is fun, and often those experiences cost money. Here are five of the best ways to book experiences to save money and earn more points for your next trip. 1. Book your experience through sites like Viator. It often has great deals. When you stack the purchase by going to […]

Of course, earning points and miles through credit card welcome bonuses is the easiest and fastest way to earn a big pot of points. But there are ways to earn even more points when you earn a welcome bonus or when you’re not. Check them out below!  2. Check for promotional spending / quarterly bonus […]

What is a credit card minimum spend? A credit card minimum spend is the lowest amount before you can earn rewards, such as cashback or points, from your credit card.  For example, if you receive a credit card with a minimum spend requirement of $3,000 in the first three months, you must spend at least […]