Pooling or combining your points is a great way to maximize your rewards earnings from multiple credit cards that offer the same points and miles currency.

Doing so can accumulate more points and miles, which can be used for loyalty rewards or reservations. In this blog post, we’ll talk about some popular loyalty programs that allow you to pool your rewards for free.

Chase Ultimate Rewards
Chase Ultimate Rewards is a popular program that allows cardholders to transfer points to one member of their household. The first time, you’ll need to call customer service to link your accounts. Points can also be transferred to a card’s authorized user for a family member’s airline or hotel loyalty account.

Capital One Miles
Capital One Miles is another program that allows you to transfer your rewards to a family member or even a friend for free, as long as they have a Capital One miles-earning account.

Citi Thankyou Points
Citi Thankyou Points is another program that allows you to transfer points with other ThankYou members.

Marriott
Marriott is a popular hotel chain that allows you to transfer points from one Bonvoy account to another using the online point transfer tool and the exact name on the accounts. Points can be transferred in increments of 1,000, up to 100,000 points in a calendar year, but you can receive up to 500,000 points per year if you pool with multiple people for a trip.

Hilton Honors
Hilton Honors also allows you to transfer points from one Hilton Honors account to 11 others using the online point transfer tool and the exact name on the accounts. Points can be transferred in increments of 1,000, up to 500,000 points in a calendar year, but you can receive up to 2,000,000 points per year if you pool with multiple people for a trip.

United
United’s MileagePlus program allows MileagePlus members to merge miles to create a shared reservoir of miles for greater benefits. The pool leader can invite up to five members, and the pool leader manages the miles pool and authorizes pool members to redeem miles. Members can only participate in one miles pool and lose access to their pool miles if they leave the pool.

Hawaiian
Hawaiian Airlines allows free transfers for cardholders to each other’s accounts on its website up to 10 times yearly. Only one account must be attached to a cobranded Hawaiian card.

World of Hyatt
World of Hyatt allows you to combine points with another member through transfers by filling out and emailing a form with your name, account number, address, and email. Transfers are limited to once every 30 days.

Aeroplan
Aeroplan allows you to share your Aeroplan points with up to seven of your family members. To set up family sharing, log in to your Aeroplan dashboard and become the Family Lead. You can then invite other members and approve redemptions. Eligible family members include spouses, children, siblings, in-laws, parents, and grandparents. Their points can be added to the group’s balance upon accepting the invitation.

Jet Blue True Blue
JetBlue’s TrueBlue program allows up to seven people to combine their points for free by creating a points pool. A Pool Leader opens a Pooling account, invites members, and redeems points. Members can only be part of one TrueBlue pool at a time. Upon joining, 100% of members’ points are added directly to the pool.

In conclusion, pooling your points can help you earn more rewards from multiple credit cards that offer the same points and miles currency.

The loyalty programs mentioned above are free of charge and allow you to share your rewards with family and friends. So, if you have multiple credit cards that offer the same rewards currency, consider pooling your points to maximize your rewards and travel benefits.

Here are some of my favorite ways to earn these points.

Capital One Venture X Rewards Credit Card

Capital One Venture Rewards Credit Card

Ink Business Preferred® Credit Card

Chase Sapphire Preferred® Card