Editorial Disclosure – Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post..
Nicole is a mom, wife, travel enthusiast, teacher, and audiobook nerd ready to show you how to travel for nearly free using points and miles!
Watch Points and Miles Teachers Introduction to Traveling for Nearly Free MasterClass
Transfer Partners Guide
Complete guide to Chase, American Express, Capital One and Citi transfer partners and how to use them.
Earning travel rewards quickly is a game-changer for anyone diving into the world of points and miles. Whether you’re aiming for a dream family vacation or a luxury getaway, maximizing your rewards-earning strategy can fast-track your travel goals.
This post will explore the best ways to earn travel rewards quickly and efficiently.
1. Focus on Welcome Bonuses
Welcome bonuses are the easiest and fastest way to rack up a significant amount of points or miles. Most travel credit cards offer large bonuses when you meet a minimum spending requirement within the first few months of opening the card.
Tips for Success:
Align the spending requirement with large upcoming purchases or bills.
Use the card for everyday expenses like groceries, gas, and utilities to meet the threshold naturally.
2. Leverage Bonus Categories
Many travel rewards cards offer bonus points for spending in specific categories like dining, travel, groceries, or gas. Maximizing these categories can significantly boost your rewards earnings.
Example: If your card offers 3x points on dining and you spend $200 a month at restaurants, that’s an easy 7,200 points annually from dining alone.
3. Use Shopping Portals
Most loyalty programs and credit card issuers have online shopping portals that allow you to earn additional points or miles when you shop through their links.
How It Works:
Log in to your loyalty account or card issuer’s website.
Access the shopping portal and click through to your desired retailer.
Earn extra points on top of what you’d normally earn with your credit card.
4. Join Dining Programs
Dining programs like those offered by airlines (e.g., Delta SkyMiles Dining) allow you to earn extra miles when dining at participating restaurants.
Steps to Join:
Register your credit card with the program.
Use the registered card when dining at partner restaurants to earn rewards automatically.
5. Refer Friends
Some credit card issuers offer referral bonuses when you recommend their cards to friends or family. This can be a quick and easy way to earn thousands of extra points.
Pro Tip: Share your referral link on social media or with close friends who might also benefit from the card’s rewards.
6. Pay Attention to Promotions
Keep an eye out for limited-time promotions offering bonus points or miles for specific actions, such as spending in certain categories, flying on a particular airline, or staying at a partner hotel chain.
FAQs About Earning Travel Rewards Fast
Q: Do I need to carry a balance to earn points or miles? A: No! Always pay your balance in full each month to avoid interest charges. Earning points is only valuable if you’re not paying extra in interest.
Q: Can I combine points from multiple programs? A: Some transferable points programs, like My Favorite Points (formerly Chase Ultimate Rewards), allow you to combine points by transferring them to airline or hotel partners.
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
I was researching index funds and happened upon the points and miles community through creators who also post about budgets, financial independence, and investing.
Points and miles allowed those people to travel and work toward financial independence simultaneously.
Thank goodness I got started when I did. The past almost two years of travel have been something we will never forget.
Earning points and miles through credit cards is only a good choice if you have the financial discipline to use them, like cash/debit cards.
Since we started traveling with points and miles, we have had more money going into our investment and savings accounts than ever.