Don’t let misconceptions keep you from traveling for nearly free. Check these out and message us @pointsandmilesteachers on IG if you need to chat through any of them. We are here to help! 1) You have to be rich to travel. This is the biggest falsity we’ve learned from traveling with points and miles. We are […]
How is my credit score determined? Your credit score is determined by several factors, including your payment history, how much debt you have, the length of your credit history, the types of credit you have, and how often you apply for new credit. Generally, the higher your score, the better your credit is considered. Opening […]
What is a credit card minimum spend? A credit card minimum spend is the lowest amount before you can earn rewards, such as cashback or points, from your credit card. For example, if you receive a credit card with a minimum spend requirement of $3,000 in the first three months, you must spend at least […]