Traveling with your family can be a lot of fun, but let’s face it—airports can be overwhelming, especially when you’re dealing with long lines, crowded terminals, and the chaos of last-minute flight changes. That’s where airport lounge access comes in. These exclusive spaces offer a peaceful retreat with comfortable seating, free snacks, Wi-Fi, and sometimes […]

Are you looking to cancel a credit card but not sure if it’s the right move? Before you make any decisions, it’s important to consider your options. In some cases, you may be able to keep the card and continue receiving valuable benefits. Downgrading the card to a lower annual fee option could be a […]

There are certain banks that I prefer to open multiple credit cards with, and one of them is Chase Bank. Now consider this: you open a new card and are given a huge credit limit you never plan to use. Yes, this helps your credit score increase because your credit utilization percentage just dropped. However, […]

What is a shopping portal? A shopping portal (Rakuten, AAdvantage eShopping, Southwest Shopping, etc.) is a third-party website that rewards shoppers with bonus points, miles, or cash back for making online purchases through their website. Shoppers pay the same price when shopping through the portal. When a purchase gets made, the portal receives a commission, […]

What is a cobranded card? Cobranded cards are credit cards that earn points or miles for specific airlines or hotels. Examples are Hilton, American Airlines, Delta, and Marriott. Once you have a strategy for earning flexible points, introducing cobranded cards into your strategy can allow you to begin to take advantage of loyalty perks. The […]

Find out why Chase Bank’s unwritten rule makes all the difference in your points and miles strategy. To be approved for a card from Chase Bank, you must have fewer than five approved credit cards within 24 months. When you apply for any personal card from any bank, it will count toward your five cards […]

Business cards are the key to a lucrative points and miles strategy. Read on to learn why you want them and how to get them. Reasons you want business credit cards. What qualifies as a business? A business can be any job that earns income. You are eligible if you have a business with employees […]

When traveling, taking advantage of new experiences is fun, and often those experiences cost money. Here are five of the best ways to book experiences to save money and earn more points for your next trip. 1. Book your experience through sites like Viator. It often has great deals. When you stack the purchase by going to […]

Of course, earning points and miles through credit card welcome bonuses is the easiest and fastest way to earn a big pot of points. But there are ways to earn even more points when you earn a welcome bonus or when you’re not. Check them out below!  2. Check for promotional spending / quarterly bonus […]

Don’t let misconceptions keep you from traveling for nearly free. Check these out and message us @pointsandmilesteachers on IG if you need to chat through any of them. We are here to help! 1) You have to be rich to travel. This is the biggest falsity we’ve learned from traveling with points and miles. We are […]