Business cards are the key to a lucrative points and miles strategy. Read on to learn why you want them and how to get them. Reasons you want business credit cards. What qualifies as a business? A business can be any job that earns income. You are eligible if you have a business with employees […]

When traveling, taking advantage of new experiences is fun, and often those experiences cost money. Here are five of the best ways to book experiences to save money and earn more points for your next trip. 1. Book your experience through sites like Viator. It often has great deals. When you stack the purchase by going to […]

Of course, earning points and miles through credit card welcome bonuses is the easiest and fastest way to earn a big pot of points. But there are ways to earn even more points when you earn a welcome bonus or when you’re not. Check them out below!  2. Check for promotional spending / quarterly bonus […]

Don’t let misconceptions keep you from traveling for nearly free. Check these out and message us @pointsandmilesteachers on IG if you need to chat through any of them. We are here to help! 1) You have to be rich to travel. This is the biggest falsity we’ve learned from traveling with points and miles. We are […]

How is my credit score determined? Your credit score is determined by several factors, including your payment history, how much debt you have, the length of your credit history, the types of credit you have, and how often you apply for new credit. Generally, the higher your score, the better your credit is considered. Opening […]

What is a credit card minimum spend? A credit card minimum spend is the lowest amount before you can earn rewards, such as cashback or points, from your credit card.  For example, if you receive a credit card with a minimum spend requirement of $3,000 in the first three months, you must spend at least […]