Year-End Travel Credit Strategy: Maximizing Your Benefits As the year draws to a close, there’s no better time to review your travel credit card benefits and ensure you’re getting the most out of your rewards, status perks, and annual credits. Many cards come with benefits that reset with the new year, and some of these […]

11 nights in Italy and 11 nights in Ireland. We made my husband’s dream of visiting Ireland, where his ancestry is from, come true. Then I said, since we are already far from home, let’s go to Italy too! He agreed that I could figure out the budget. Then travel hacking came into my life! […]

Maximize Your Credit Card Points and Miles: Common Mistakes to Avoid Many people unknowingly leave significant value on the table when earning and redeeming credit card points and miles. By understanding how to navigate rewards programs, you can significantly enhance the benefits you receive from your credit cards. In this guide, we’ll explore common mistakes […]

Chase offers several Ink Business credit cards that can help you earn Chase Ultimate Rewards points quickly. These points can be transferred to travel partners like Hyatt, Southwest, and United for free travel. Let’s review the top three Chase Ink Business Cards and show you exactly how to use them for booking travel with points. […]

If you love to travel and want a credit card that can help you earn rewards, the Chase Sapphire Preferred® Card is an excellent choice. It is a premium travel rewards credit card that offers some of the best benefits in the market. With this card, you can earn points for every dollar you spend […]

Traveling with your family can be a lot of fun, but let’s face it—airports can be overwhelming, especially when you’re dealing with long lines, crowded terminals, and the chaos of last-minute flight changes. That’s where airport lounge access comes in. These exclusive spaces offer a peaceful retreat with comfortable seating, free snacks, Wi-Fi, and sometimes […]

Are you looking to cancel a credit card but not sure if it’s the right move? Before you make any decisions, it’s important to consider your options. In some cases, you may be able to keep the card and continue receiving valuable benefits. Downgrading the card to a lower annual fee option could be a […]

There are certain banks that I prefer to open multiple credit cards with, and one of them is Chase Bank. Now consider this: you open a new card and are given a huge credit limit you never plan to use. Yes, this helps your credit score increase because your credit utilization percentage just dropped. However, […]

What is a cobranded card? Cobranded cards are credit cards that earn points or miles for specific airlines or hotels. Examples are Hilton, American Airlines, Delta, and Marriott. Once you have a strategy for earning flexible points, introducing cobranded cards into your strategy can allow you to begin to take advantage of loyalty perks. The […]

Find out why Chase Bank’s unwritten rule makes all the difference in your points and miles strategy. To be approved for a card from Chase Bank, you must have fewer than five approved credit cards within 24 months. When you apply for any personal card from any bank, it will count toward your five cards […]