11 nights in Italy and 11 nights in Ireland. We made my husband’s dream of visiting Ireland, where his ancestry is from, come true. Then I said, since we are already far from home, let’s go to Italy too! He agreed that I could figure out the budget. Then travel hacking came into my life! […]

Many people leave value on the table without even realizing it when earning and redeeming credit card points and miles. Understanding how to navigate rewards programs can significantly enhance the benefits you receive from your credit cards. Here are some common mistakes to avoid and tips to help you make the most of your rewards. […]

Chase offers four cards in its suite of Ink Business cards. Today, we will review three of them. The benefits of the Chase Ink Business Preferred® Credit Card are indeed exciting! It’s great to know that it earns the same Chase Ultimate Rewards points as the popular Sapphire cards and has a substantial bonus. Additionally, […]

If you love to travel and want a credit card that can help you earn rewards, the Chase Sapphire Preferred® Card is an excellent choice. It is a premium travel rewards credit card that offers some of the best benefits in the market. With this card, you can earn points for every dollar you spend […]

When it comes to traveling with your family, especially through busy airports, having access to airport lounges can make a significant difference. These exclusive spaces offer a sanctuary from the hustle and bustle of terminals, providing amenities that can turn a stressful layover into a relaxing experience for adults and children. But how can you […]

Are you looking to cancel a credit card but not sure if it’s the right move? Before you make any decisions, it’s important to consider your options. In some cases, you may be able to keep the card and continue receiving valuable benefits. Downgrading the card to a lower annual fee option could be a […]

There are certain banks that I prefer to open multiple credit cards with, and one of them is Chase Bank. Now consider this: you open a new card and are given a huge credit limit you never plan to use. Yes, this helps your credit score increase because your credit utilization percentage just dropped. However, […]

What is a shopping portal? A shopping portal (Rakuten, AAdvantage eShopping, Southwest Shopping, etc.) is a third-party website that rewards shoppers with bonus points, miles, or cash back for making online purchases through their website. Shoppers pay the same price when shopping through the portal. When a purchase gets made, the portal receives a commission, […]

What is a cobranded card? Cobranded cards are credit cards that earn points or miles for specific airlines or hotels. Examples are Hilton, American Airlines, Delta, and Marriott. Once you have a strategy for earning flexible points, introducing cobranded cards into your strategy can allow you to begin to take advantage of loyalty perks. The […]

Find out why Chase Bank’s unwritten rule makes all the difference in your points and miles strategy. To be approved for a card from Chase Bank, you must have fewer than five approved credit cards within 24 months. When you apply for any personal card from any bank, it will count toward your five cards […]