Every once in a while, a program comes along that sounds almost too good to be true. Earn points on rent.Earn points on your mortgage.No fee. That’s exactly why Bilt gets so much attention. But like most things in personal finance, the headline is only part of the story. This post walks through what Bilt […]

There’s a lot of noise online about the “best” card or the “perfect” setup. But real families don’t live in perfect spreadsheets. We’re paying mortgages.Helping kids with college housing.Buying groceries.Trying to plan one meaningful trip a year — not fly every weekend. So instead of chasing one magical card, many families do better with a […]

Quick note before we start:I don’t have this card linked directly in this post. If you’d like my affiliate link (which supports my work at no extra cost to you), feel free to DM me on Instagram, and I’ll send it your way. I only share links when someone asks, and only if it truly […]

Over the last few years, our life has been a mix of incredible travel opportunities and very real, very expensive responsibilities. We’ve been able to take trips we once thought were completely out of reach — thanks to points and miles — but we’ve also had major house expenses, rising costs, and moments where financial […]

If you have young adult children coming home for Christmas, this is one of the BEST times of the year to help them take a really important step toward their financial future: building their credit the right way. A strong credit history is one of the most valuable financial tools they can have. It helps […]

The points and miles landscape is shifting, and several major credit cards are undergoing significant changes—some positive, some more limiting. Whether you’re just getting into this hobby or you’ve been maximizing your rewards for years, staying informed helps you adjust your strategy and continue traveling for much less. Here’s a breakdown of the most important […]

If you want to unlock incredible travel savings for nearly two full years, this guide will walk you through the process of earning and maximizing the Southwest Companion Pass, including the newest changes. Thinking about earning the Companion Pass — but want to do it the right way? I help families stack points and credits […]

If you’re looking to travel more without spending more, learning how to earn points and miles is key. One of the easiest and most underrated ways to boost your earnings? Shopping portals. What Is a Shopping Portal? A shopping portal (like Rakuten, AAdvantage eShopping, Southwest Rapid Rewards Shopping, or TopCashback) is a website that rewards […]

If you’re just getting into the world of points and miles, you’ve probably asked yourself, “Is this going to mess up my credit score?” Great question—and I’m here to break it down in a way that’s easy to understand and stress-free to navigate. The truth is: using credit cards to earn travel rewards can actually […]

Hey there, fellow travelers! If you’ve been dreaming of your next getaway—whether it’s a beach retreat, a European adventure, or exploring a bustling city—there’s no better time to level up your travel rewards than now. The month of April brings some of the best credit card offers we’ve seen this year, and taking advantage of […]