Editorial Disclosure – Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post..
Nicole is a mom, wife, travel enthusiast, teacher, and audiobook nerd ready to show you how to travel for nearly free using points and miles!
Watch Points and Miles Teachers Introduction to Traveling for Nearly Free MasterClass
Transfer Partners Guide
Complete guide to Chase, American Express, Capital One and Citi transfer partners and how to use them.
*Bank welcome offers listed in this post are subject to change.
If Disney World is on your family’s trip list, this points and miles strategy is for you!
This plan assumes you can work a two-player system and have a business.
TWO significant things to remember here.
1. ANYONE can be your Player 2. It does not just have to be a spouse.
2. Please don’t hear business cards and run! Read about how I qualify for business cards by selling my kids’ clothes on Facebook Marketplace. I give you step-by-step directions on completing the application and other ideas on turning a small side hustle into the ability to open business cards.
Here you go! Remember, even as credit card welcome offers change. This strategy will work as long as the amount of points needed adds up to the amount needed for your stay.
Step 1: Player 1 opens an American Express Marriott Bonvoy Business card, meets the minimum spend, and earns 125,000 points.
Step 2: Player 1 refers Player 2 for their own card earning 20,000 referral points.
Step 3: Player 2 opens an American Express Marriott Bonvoy Business card, meets the minimum spend, and earns 125,000 points.
Players combine points into one account to book a stay with 270,000 points available.
The American Express Marriott Bonvoy Business card has an annual fee of $125. Still, it comes with an anniversary year free night certificate which makes this card a keeper in the long term and valuable.
Booking time!
Get ready to book your stay at Walt Disney World Dolphin, a Marriott property, and a Disney Deluxe Resort Hotel in the EPCOT Resort Area. Booking this property allows you to take advantage of the Disney on-property perks you LOVE.
1) Early park entry allows resort guests to enter any of Disney’s four parks thirty minutes before opening.
2) Disney Resorts provide complimentary transportation to the theme parks and to Disney Springs, and you get free parking if you want to drive to the parks.
3) Those spending their nights on the property can buy Lightning Lane passes beginning at 7 a.m. on the day of their park visit.
The Dolphin has double beds rather than queens and is the only property that allows 5 to a room since a rollaway bed is permitted, which is the most significant selling point for the Dolphin!
The Dolphin has laundry facilities, a spa, a kids club, a cafeteria, and a convenience store.
Final thought
I checked the calendar, and the total number of points needed for five nights in September for a Sunday-Thursday booking is in the 195,000 points range, plus a $40 per night resort fee. This is an excellent price for Disney!
Remember, when you stay four consecutive nights at Marriott and book with points, the 5th night is free! This makes your points stretch even farther!
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
I was researching index funds and happened upon the points and miles community through creators who also post about budgets, financial independence, and investing.
Points and miles allowed those people to travel and work toward financial independence simultaneously.
Thank goodness I got started when I did. The past almost two years of travel have been something we will never forget.
Earning points and miles through credit cards is only a good choice if you have the financial discipline to use them, like cash/debit cards.
Since we started traveling with points and miles, we have had more money going into our investment and savings accounts than ever.