You have probably heard of Airbnb and VRBO, but have you heard of Vacasa? Vacasa vacation rentals offer a fantastic selection of homes and apartments for travelers to stay in. From cozy cabins in the mountains to beachside bungalows and even luxury villas, Vacasa has something for everyone. Thanks to transfer partners, there are three […]

What is a cobranded card? Cobranded cards are credit cards that earn points or miles for specific airlines or hotels. Examples are Hilton, American Airlines, Delta, and Marriott. Once you have a strategy for earning flexible points, introducing cobranded cards into your strategy can allow you to begin to take advantage of loyalty perks. The […]

Find out why Chase Bank’s unwritten rule makes all the difference in your points and miles strategy. To be approved for a card from Chase Bank, you must have fewer than five approved credit cards within 24 months. When you apply for any personal card from any bank, it will count toward your five cards […]

Business cards are the key to a lucrative points and miles strategy. Read on to learn why you want them and how to get them. Reasons you want business credit cards. What qualifies as a business? A business can be any job that earns income. You are eligible if you have a business with employees […]

When traveling, taking advantage of new experiences is fun, and often those experiences cost money. Here are five of the best ways to book experiences to save money and earn more points for your next trip. 1. Book your experience through sites like Viator. It often has great deals. When you stack the purchase by going to […]

The Chase Ink Business Cash card is one of our favorites for MANY reasons. Not only does this card have a great sign-up bonus, but it also has a $0 annual fee. Also, don’t let the word “business card” deter you from getting this card because chances are you have a small “business,” and you […]

My first full-fledged points and miles trip was to Breckenridge, Colorado, and Moab, Utah. I used Chase Ultimate rewards earned from signing up for the Chase Sapphire Preferred card for my husband and myself. I referred my husband to earn an additional 15,000 points.  A few months before I started traveling with points and miles, […]

Of course, earning points and miles through credit card welcome bonuses is the easiest and fastest way to earn a big pot of points. But there are ways to earn even more points when you earn a welcome bonus or when you’re not. Check them out below!  2. Check for promotional spending / quarterly bonus […]

Don’t let misconceptions keep you from traveling for nearly free. Check these out and message us @pointsandmilesteachers on IG if you need to chat through any of them. We are here to help! 1) You have to be rich to travel. This is the biggest falsity we’ve learned from traveling with points and miles. We are […]

How is my credit score determined? Your credit score is determined by several factors, including your payment history, how much debt you have, the length of your credit history, the types of credit you have, and how often you apply for new credit. Generally, the higher your score, the better your credit is considered. Opening […]