Best April Credit Card Offers and Transfer Bonuses
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Hey there, fellow travelers! If you’ve been dreaming of your next getaway—whether it’s a beach retreat, a European adventure, or exploring a bustling city—there’s no better time to level up your travel rewards than now.
The month of April brings some of the best credit card offers we’ve seen this year, and taking advantage of these deals can help you rack up rewards faster, allowing you to travel more, spend less, and enjoy even more perks along the way.
But here’s the thing: these offers are limited-time. If you want to squeeze the most value out of your points and miles, it’s important to act quickly.
I’ll break down the best offers of the month, why credit card bonuses are so powerful for frequent travelers, and why transfer bonuses are an underrated way to boost your travel rewards.
Why These Credit Card Offers Matter (And How They Help You Travel More for Less)
We all know travel can be expensive, but credit card points and miles offer a way to reduce those costs significantly. If you’re savvy with your card choices, you can earn big bonuses that cover flights, hotels, car rentals, and more. Think of these credit card bonuses as your fast track to free travel.
Whether you’re a seasoned traveler or just starting out, opening a new card with a big welcome bonus can help you unlock premium travel experiences without paying premium prices.
And the best part? You don’t need to spend a fortune to earn these points. You’ll just charge your regular monthly expenses (groceries, gas, utlitiies, day care, tuition, insurance, medical expenses, I could go on and on). Any money going out of your house each month can be used to meet the minimum spend requrements.
The Best April 2025 Credit Card Offers
Here are the top credit card offers you don’t want to miss this month. These limited-time deals pack a punch, helping you earn a massive amount of points and miles with just a little spending.
If you’re interested in learning more about business cards (even if you only have the smallest of side hustles like selling your kid’s old clothes and toys on Facebook Marketplace, mowing the neighbors yard, or tutoring after school, check out my blog post on How to Open Business Cards for tips to get started.
Let’s dive in!
Chase Sapphire Preferred® Card
Limited Time Offer: Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Why It’s Great: Chase Ultimate Rewards points are some of the most flexible and valuable in the industry. Plus, if you’ve held this card before and it’s been over 48 months since you earned the welcome bonus, you can still take advantage of this fantastic offer!
Limited Time Offer: Earn 75,000 miles after you spend $4,000 on purchases in the first 3 months, plus a $250 Capital One Travel credit.
Why It’s Great: This card gives you a one-time $250 travel credit, which makes it an excellent choice for booking flights or hotels. Capital One’s miles are also super flexible and can be transferred to a wide range of travel partners.
Chase Freedom Unlimited®
Limited Time Offer: Earn a $250 bonus after spending $500 in the first 3 months.
Why It’s Great: If you’re looking for a simple cashback option that also helps you rack up Ultimate Rewards points, the Freedom Unlimited is a solid pick.
IHG One Rewards Premier Business Credit Card
Limited Time Offer: Earn up to 200,000 bonus points—140,000 after spending $4,000 in the first 3 months, plus an additional 60,000 after spending $9,000 in the first 6 months.
Why It’s Great: This is perfect if you’re planning to stay at IHG hotels like Holiday Inn or Crowne Plaza. The huge bonus gives you a great head start on free stays.
Capital One Venture X Business
150,000 miles after spending $30,000 in the first 3 months.
Why It’s Great: If you’re a business owner, this is a fantastic way to earn miles for your company’s expenses, plus enjoy premium benefits like lounge access and more.
Capital One Venture X Rewards Credit Card
75,000 bonus miles after spending $4,000 in the first 3 months.
Why It’s Great: If you want premium travel benefits without paying an annual fee that breaks the bank, the Venture X is a fantastic option.
Citi Strata PremierSM Card
Earn 60,000 bonus points after spending $4,000 in the first 3 months.
Why It’s Great: Citi ThankYou points can be redeemed for travel rewards or gift cards, and with this bonus, you can stretch your rewards pretty far.
American Express® Business Gold Card
Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases in the first 3 months of Card Membership.
Why It’s Great: If you’re a business owner, this is a massive bonus for your business spending. Membership Rewards points are some of the most flexible around, and this card comes with other benefits like higher earning rates on select business categories.
Ink Business Cash® Credit Card
Limited Time Offer: Earn $350 when you spend $3,000 on purchases in the first 3 months and an additional $400 when you spend $6,000 on purchases in the first 6 months.
Why It’s Great: This card is ideal if you’re looking for a business card with a solid cashback bonus. Plus, it has no annual fee and offers excellent category bonuses.
The New United℠ Explorer Card
Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Why It’s Great: This is a fantastic card if you’re looking to earn miles for United Airlines flights. The welcome bonus is impressive, and you can redeem the miles for free flights or upgrades.
Why Transfer Partners Matter (And Why You Need to Pay Attention to Transfer Bonuses)
If you’re not already utilizing transfer partners, you’re leaving valuable rewards on the table. Transfer partners are airline and hotel loyalty programs that allow you to move your points from one program to another. When done right, this strategy lets you maximize the value of your rewards—sometimes making your points worth 2, 3, or even 4 times more.
For example, during April, there are some amazing transfer bonuses happening:
Citi ThankYou Rewards: 25% bonus when transferring points to Avianca LifeMiles, available from March 16 to April 12.
Chase Ultimate Rewards: 80% bonus when transferring points to IHG, available from April 1 to April 30.
Amex Membership Rewards: 20% bonus on transfers to AeroMexico ClubPremier, available from April 1 to April 30.
Amex Membership Rewards: Up to 20% bonus on transfers to Etihad Guest (targeted offers), available from April 1 to April 30.
Here’s the thing: once you transfer your points, you can’t transfer them back, so it’s crucial to only transfer when the bonus is right. But these bonuses give you the chance to stretch your points even further, which is exactly how savvy travelers make their rewards work harder for them.
Don’t Miss Out—These Offers Won’t Last!
The clock is ticking, and these offers won’t last forever. If you’ve been sitting on the fence about opening a new card, now is the perfect time to take action. Not only can you earn huge bonus points, but you can also take advantage of transfer bonuses to stretch your points even further.
Remember, using these affiliate links to sign up for these cards helps support the content I create here, and it doesn’t cost you anything extra. I’m here to help you get the most out of your points and miles, and I truly appreciate your support as I continue to bring you the best strategy.
So, why wait? Apply for the cards that work best for you, earn those big bonuses, and start planning your next adventure!
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
I was researching index funds and happened upon the points and miles community through creators who also post about budgets, financial independence, and investing.
Points and miles allowed those people to travel and work toward financial independence simultaneously.
Thank goodness I got started when I did. The past almost two years of travel have been something we will never forget.
Earning points and miles through credit cards is only a good choice if you have the financial discipline to use them, like cash/debit cards.
Since we started traveling with points and miles, we have had more money going into our investment and savings accounts than ever.