5 Reasons to Apply for the Chase Ink Business Cash Card!
Editorial Disclosure – Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post..
The Chase Ink Business Cash card is one of our favorites for MANY reasons. Not only does this card have a great sign-up bonus, but it also has a $0 annual fee. Also, don’t let the word “business card” deter you from getting this card because chances are you have a small “business,” and you don’t even know it. Keep reading to learn more about what makes this card so desirable, and you, too, will understand why this card is a favorite!
5 Reasons You Want Ink Business Cash in Your Wallet!
- Huge welcome bonus!
- Earns 5x points (on first $25k spent) at office supply stores, phone service, cable, and internet
- Flexible Points (can transfer to Hyatt, Marriott, Southwest, United, and more)
- Does not take a 5/24 spot
- $0 annual fee
Great Sign-Up Bonus
The Ink Business Cash offer is a great way to fill your points bank with Ultimate Reward points When paired with the Sapphire Preferred, Sapphire Reserve, OR Chase Ink Business Preferred, you can take advantage of all the benefits Chase Ultimate Rewards have to offer.
Earns 5X Points
Another benefit of the Chase Ink Business Cash card is it earns 5x points (on the first $25k spent) when spending at office supply stores, phone service, cable, and internet. Paying for phone service, cable, and internet may be part of your monthly bills, which is why this card is fantastic for these expenses. However, the best reason this card is AMAZING is its ability to earn 5x at office supply stores.
Flexible Points
When used as Ultimate Reward points, there are 14 transfer partners for travel, including 11 airlines and three hotel programs.
Does NOT Take a 5/24 Spot
Many cards, business cards included, will take up a 5/24 spot. As long as you are 4/24 or under, you can apply for the Chase Ink Business Cash or any of the other Chase Business Cards, and it does not count towards a spot in your 5/24. This benefit is great, considering Chase has this frustrating rule that only allows you to apply for five new lines of credit in 24 months. Business cards are a great strategy for maximizing your points and miles.
No Annual Fee!!!
You read that right! Another reason this card is a favorite is that there is a $0 annual fee. As if you needed another reason to be impressed!
Summary
There are many reasons the Chase Ink Business Cash is one you MUST have in your wallet. It’s hard to find a better offer with the high sign-up bonus, flexible points, not taking up a 5/24 spot, and a $0 annual fee. P.S. If you find a better offer, please tell me immediately!
If you decide to open a card for traveling with points and miles, I appreciate you using my affiliate links. It’s a free-to-you way to support all of my free content. Thank you!
Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
I found out about points and miles accidentally.
I was researching index funds and happened upon the points and miles community through creators who also post about budgets, financial independence, and investing.
Points and miles allowed those people to travel and work toward financial independence simultaneously.
Thank goodness I got started when I did. The past almost two years of travel have been something we will never forget.
Earning points and miles through credit cards is only a good choice if you have the financial discipline to use them, like cash/debit cards.
Since we started traveling with points and miles, we have had more money going into our investment and savings accounts than ever.
Now I'm excited to teach you!
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