I believe in responsibly and strategically using credit card points and miles to travel the world while building a life of financial freedom.
I teach others how traveling can be attainable on a teacher's salary during peak times without breaking the bank by using points and miles.
We all have bills to pay and financial goals to meet. Travel seems to be the first thing to go from a budget, but it doesn't have to be! When you can travel for pennies on the dollar, you can experience more than you ever imagined! I can't wait to work with you to get you on the vacation of your dreams!
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Everything you need to know about points & miles, from the basics to intermediate redemptions.
An offer being reworked and a brand new credit card from our favorite bank! Chase relaunched The New Chase Sapphire Reserve® Credit Card and introduced The New Sapphire Reserve for BusinessSM. The launch was pre-announced last week, but it’s officially live today. While the new cards come with a higher annual fee, they’ve added a ton of new […]
Starting February 1, 2026, Capital One Venture X cardholders will experience significant changes to their lounge access benefits. These updates may impact the overall value proposition of the card, especially for travelers who frequently utilize lounge amenities. Key Changes Effective February 1, 2026 1. Introduction of Annual Lounge Access Fee 2. Guest Access Fees 3. […]
The summer travel season is in full swing, and June brings several excellent opportunities to get more value from your points. Whether you’re planning a European getaway, a luxury beach resort stay, or a long-haul business class flight, this month’s transfer bonuses can significantly stretch your rewards. Below is a breakdown of the most valuable […]
This year, my husband and I are traveling to Hawaii with our flights and hotel stay all on points! This year we are also booking a San Antonio/Austin trip to Disneyland and San Diego in 2024, with all flights and hotel rooms booked on points for our family of 3! We even have a couple of local experience stays sprinkled in as well.
I never thought I’d be able to accomplish so much free travel in such a short time and with such little effort! Within three months, I got flights for my family of 4 to Orange County, Phoenix, and Cozumel, Mexico, for nothing but the cost of taxes.
Keri
Christy
"We get the most value by using points to pay for hotel stays while we travel for baseball tournaments and dance competitions!
My daughter and I are staying in Omaha for free for a dance competition this spring. I would have had to pay around $500 without points!
In June and July, we will save thousands on hotel costs while we travel for baseball!"
I am a points and miles beginner, so her tips and card information has been valuable.
I am using points and miles for two trips in the next six months. Orlando for four nights and then ten nights in Hawaii on three islands. Thanks for everything you do!
Jen
Ashley
The information and content that Nicole offers have been a complete game-changer for me in my ability to travel hack. I have learned so much about how to maximize my daily spending and savvy ways to use my points to get the most bang for my buck!
Working with Nicole has changed my life. She has helped my husband and me travel and have the retirement of our dreams! We don't hesitate to think if we can afford a trip on our fixed income because we know it will be almost free!
Tiffany
Steph